Why houses are becoming unaffordable for most Americans
48,534
2024-07-04に共有
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コメント (21)
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Homes are meant to shelter your family. They were not meant to be investments.
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this is a real problem this and the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, a lot won’t have a house to retire with either.
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I lost my housing twice during the pandemic, and then couldn't afford the skyrocketing rents anymore, so I ended up buying an old Toyota Sienna minivan to live in.
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It's called GREED
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Stop building homes that are always "luxury." When's the last time you saw a large swath of real estate being developed into starter or entry level homes? How many decades ago?
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Get corporations (edit: and foreign investors) out of single-family housing and increase property taxes on individuals who own >2 units. That should free up a good chunk of supply and help prices even out.
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First-time home ownership is OVER. "Starter homes" are over 400k.. Average income is 60k. We're priced out due to price and mortgage rates. Wonder why Millenials and Gen Z are doom spending? Not getting married? Not starting families? Why is civil unrest growing while the wealth gap is larger than it ever has been in history? This economy priced us out and left us behind before we arrived. This doesn't end well for society at any socioeconomic level..
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Can't even afford a one bedroom apt working two jobs let alone worrying about a house it's insurance,high mortgage and repairs Most people I know are in the same boat and can't afford to eat Buying a house is the least thing in people's minds , barely surviving is!
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Minimum wages have stayed stagnate while everything else has become more expensive
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Is this about unaffordable housing or climate change?
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There are so many better places to live than the United States, based on multiple factors including health care, insurance, climate dangers, cost of living, crime, etc. For those with a choice, the US is among the less desirable.
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Too many landlords. I can pay rent forever but why should I send someone else's kids to college just because I can't afford a down payment on a small home?
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Another primary reason: Regular Americans making 40K a year cannot compete with billion dollar investment firms. In Florida metros alone the last few years have seen them snapping up something like 30-40% of the available market, which essentially means they start to dictate it.
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Don’t ya luv the effects of unchecked corporate investment and short term rentals?
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"Sometimes, it's not about having a talent, skill, or passion. But what if I told you that with the right investment, you can still achieve your goals? No talent, no skill, no passion, but good investment can bring you financial freedom. Don't underestimate the power of smart financial decisions!"
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This is not just a problem in the U.S. Canada has this problem as well. In British Columbia for example where in a recent survey 1/3 of people there are considering moving to Alberta to find cheaper housing. People can get college degrees, a job, & still not find afforable housing here in 2024.
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Wages simply are not enough for most people to live and save money for a home (or any other thing). Car payments seem to be a bigger part of peoples budgets, and for longer too, these days.
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greed at if finest
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And the government wonders why nobody wants to have kids....
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Not helpful information. What do we do about Greedy politicians and Greedy insurance companies.
