Living in Sanibel & Captiva Island FL [Pros and Cons]

Thank you for the video! My wife and I are leaning toward moving to Captiva or Sanibel in the future. We have the income and savings to make the move, its just a matter of when. I have been visiting the Islands since I was kid back in the early 80's. It may soon be time to make them my permanent home. Since Ian, my wife is not so sure. She is not convinced the Islands will rebound to what they were before the storm. I know that they will rebound. Storms like Ian come every 100 years, and places like The Bubble Room, and Island Cow will build back. Baily's will as well. The Islands will be far stronger, and will survive the next big storm. If The Bubble Room reopens, it will make my job of convincing her a whole lot easier! We are however, concerned with insurance. I have contacted a few agancies and have not heard back from a single one. Yes, the interwebs say that companies still write policies, but I have not gotten a definitive answer. A one bedroom condo is our perfect retirement home. The cost to purchase a condo is not prohibitive. Its the insurance costs that scare the heck out of us. She is also concerned about costs of recertification and assessments. I assured her that a few years from now, issues will have all been sorted out and the buildings will have been recertified and repaired. Nobody could sell a condo with extremly expensive charges looming. Maybe you can address these issues in a new video? I'd love to hear your thoughts. We also will need Realtor services.